What is a Non-Traditional Loan?

Non-Traditional mortgage loans are structured for borrowers who do not meet the document requirements for a traditional mortgage.

People who may benefit:

  • Self Employee
  • Contractor/1099 Employee Mortgage
  • Non-Citizen
  • Real Estate Investor
  • Freelancer

We offer different loan options

Bank Statement loans

This loan option uses personal or business bank statements to determine income from 3-24 months.

No Doc Loan

This loan option uses qualified assets as income such as checking and savings, personally held stocks, bonds, mutual funds, and retirement accounts.

Foreign National Programs

This program is designed to qualify non-citizens to buy an investment home. Funds need to be verified in a U.S Business account.

ITIN Loan Programs

This loan program is designed for ITIN borrowers to purchase a home. Tax returns, bank statements, or Profit and Loss are used to qualify income.

Are you ready to become a Homeowner?

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