Smart Financing for Real Estate Investors.
We don’t just fund deals — we structure opportunities.
At Limitless Lending, we provide strategic capital solutions that help investors acquire, build, and scale real estate portfolios without the traditional barriers.
Who Qualifies
- Buy-and-hold rental investors
- Fix & flip Investors
- Ground-up builders and developers
- Investors scaling multi-property portfolios
- Foreign national investors
How It Works
- Tell us about your deal and investment strategy
- We match you with the right program and rate
- Submit required documentation
- Close fast and fund your next deal
What To Expect
- Close in as few as 14 days
- No personal income verification
- Close in LLC or entity name
- Cash-out refinance available on most programs
- Relationship pricing for repeat investors
Let's talk real estate investor loans
DSCR Loans
Debt Service Coverage Ratio loans let you qualify based on the property’s rental income — not your personal W-2 or tax returns. Scale without limits.
Fix & Flip Loans
Fast short-term financing for acquisition and renovation. Get funded quickly so you can execute and maximize returns.
Portfolio Loans
A financing solution that allows investors to buy or refinance multiple properties under a single loan structure.
Cash-out
Tap into your properties equity to purchase additional properties, fund renovations, or reinvest into other real estate opportunities
Loan Requirements
DSCR Requirements
Who Qualifies
- Rental property investors (long-term and short-term)
- FICO as low as 600
- Investors buying in an LLC or entity
- Portfolio investors adding new doors
How It Works
- Property's rental income is evaluated against the loan payment
- DSCR ratio of 0.75+ typically qualifies
- No personal income docs or tax returns required
- Vacant or tenant-occupied properties qualify
What To Expect
- Purchase, refinance, and cash-out options
- Close in LLC or entity name
- Escrow-waiver options available
- Loan amounts up to $5M+
- Close in 14–21 days on average
Fix & Flip Requirements
Who Qualifies
- Experienced fix & flip operators
- First-time flippers with a solid plan
- Wholesalers needing double-close funding
- Investors targeting distressed properties
How It Works
- Submit your deal with purchase price and rehab budget
- We evaluate based on ARV and your experience
- No personal income docs or tax returns required
- Receive a term sheet within 24–48 hours
- Close fast, draw rehab funds as work progresses
What To Expect
- Up to 90% of purchase price
- 100% of rehab costs in many cases
- Escrow-waiver options available
- 6-12 month terms
- Interest-only payments
- Draw schedule for renovation funds
Portfolio Requirement
Who Qualifies
- Investors with 5+ rental properties
- Borrowers who exceed the conventional limit of 10 financed properties
- Fix-and-Rent or BRRR Projects
- Single-family, Multifamily, and Mixed-use properties
How It Works
- Property's rental income is evaluated against the loan payment
- DSCR ratio of 0.75+ typically qualifies
- No personal income docs or tax returns required
- Receive a term sheet within 24–48 hours
What To Expect
- Purchase, refinance, and cash-out options
- Close in LLC or entity name
- Loan amounts up to $5M+
- Close in 30-60 days depending on the size of the deal
Cash-Out Requirements
Who Qualifies
- Property owners with equity
- Properties generating rental income
- Properties under an individual name or entity name
- Investors looking to refinance loan terms and access equity
How It Works
- Access up to 75% LTV
- The property must be in livable condition
- Properties that are recently renovated may be subject to 6-12 months seasoning
- No personal income docs or tax returns required
- Receive a term sheet within 24–48 hours
What To Expect
- Immediate access to funds
- A refinance cash-out replaces the old loan
- Interest-only payments
- Close in 30-60 days depending on the complexity of the deal.
Let’s work together
Whether you're purchasing your first home, expanding your investment portfolio, or funding a ground-up construction project, the right financing strategy makes all the difference.
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Get In Touch
12337 Jones Rd Suite 224, Houston, TX, 77070
- approval@getlimitlesslending.com
- 832-240-3893
- Hours: Mon-Fri 9:00AM - 5:00PM
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Limitless Lending & Investments, LLC is a state-licensed mortgage brokerage. NMLS ID #2394452. To verify licenses, visit www.nmlsconsumeraccess.org
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD. SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: SML.TEXAS.GOV.
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