Build more. Scale faster.
Construction financing, structured for builders. We understand budgets, timelines, and draw schedules so you get capital that works the way your project does.
Fast Approvals
Scheduled Draws
Flexible Capital
If you have the plans, we have the capital.
Ground-up construction requires speed, flexibility, and reliable capital, giving you the confidence that your project is backed by dependable resources. Our construction loan program is built for real estate investors who profit from residential developments. Whether you are building a single-family home, a small multifamily project, or a portfolio build, our program provides the capital structure and confidence to support your project from start to completion, on time and on budget.
New Construction Loan
Ideal loan for buiders with cleared lots or teardown
Features
- Loans from $100k To $10M
- 12 to 24 month loan term options
- Up to 80% LTC
Experienced Builder Program
Best for builders with ground-up experience.
Features
- Loans from $100k To $50M
- 12 to 24 month loan term options
- Up to 90% LTC
- Option to include infrastructure cost into the loan
- Lot/land value to cover down payment and closing costs. (Free & Clear)
Eligible Property Types
- 1-4 Residential Unit
- Townhomes
- 10 - 100 lot Residential Subdivision
- Apartment Complex
Experience
- 3 or more Fix-and-flip experience
- Previous real estate: 1-2 ground ups
- General Contractor experience on ground-ups with proof of permits
- Close fast and fund your next deal
What To Expect
- Fast approvals and closings
- Flexible underwriting based on the deal
- Reliable draw schedules
- Funding for both horizontal and vertical construction (Experienced Builders)
- Ability to scale across multiple projects
What is the process?
Step 1
Inquire
Start with a quick and easy loan application. Provide basic details about your project to receive an instant quote, followed by a consultation with a loan officer to review your financing options. We evaluate the deal based on the strength of the project—not just traditional guidelines.
Step 2
Underwriting & Approval
We structure your loan based on your project needs:
- Land Acquisition (if needed)
- Construction budget
- Loan-to-cost (LTC) and leverage,
- Exit strategy (Sale or refinance).
You recieve clear terms designed for execution.
Step 3
Close & Funded
Once approved, we move fast to closing so you can secure the property and begin construction without delays.
Step 4
Draws as you Build
Funds are released in stages based on construction progress to keep your project moving
- Foundation
- Framing
- Rough-ins (plumbing, electrical, HVAC)
- Finishes
Access financing wherever your projects take you.
Let’s work together
Whether you're purchasing your first home, expanding your investment portfolio, or funding a ground-up construction project, the right financing strategy makes all the difference.
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Get In Touch
12337 Jones Rd Suite 224, Houston, TX, 77070
- approval@getlimitlesslending.com
- 832-240-3893
- Hours: Mon-Fri 9:00AM - 5:00PM
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Limitless Lending & Investments, LLC is a state-licensed mortgage brokerage. NMLS ID #2394452. To verify licenses, visit www.nmlsconsumeraccess.org
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